Showing posts with label Politics. Show all posts
Showing posts with label Politics. Show all posts

Monday, February 24, 2014

GOP deceptive tweet reminds us that they are the stupid party


Speaker Boehner's tweet
Today, House Speaker John Boehner found a new opportunity to demonize the Affordable Care Act and mislead his constituents.  His tweets proclaim that "Obama administration says 11 million will pay higher premium costs for their health care under ObamaCare."

Boehner's tweet derives its conclusion from a GOP  requested study from the Office of the Actuary, Centers for Medicare and Medicaid Services, which was released last Friday, the 21st of February.

The first thing that I should mention is that the population of people considered by the study is individuals who receive their health insurance through their small business employer and not through the ACA state health insurance exchanges.  So this is not about ObamaCare causing people financial harm even though Boehner interpreted it that way.

When the Affordable Care Act was created, it added requirements known as sections 2701, 2702 and 2703 to the Public Health Services Act.  These sections are intended to end discrimination by insurers on the patient population.

Section 2701 is titled "Fair Health Insurance Premium" and changes a practice called "community rating" where insurance companies used to be able to discriminate by charging higher prices for women of child bearing age; those having more health claims; or the elderly.  Now premium prices can only vary between individuals because of individual versus family enrollment; geographic area; age (but the ratio of higher premiums for the elderly is reduced from 5:1 down to 3:1); and tobacco use.

Section 2702 requires insurers to accept all applicants and is designed to prevent insurance company discrimination due to pre-existing conditions.

Section 2703 requires that group and individual health insurance must be renewable.

So, Boehner's tweet is actually attacking that part of the ACA that protects consumers from discrimination, probably because he didn't read it or perhaps because he didn't understand it.  The obvious fact is that he just read the lines in the study that supported his unreasonable view that "ObamaCare is bad" and tweeted.  This is unfortunate because there are important aspects of the study that place their own conclusions into serious doubt.  Some of this is self revealed, such as the admission that there are other studies that have found insignificant change in premiums.  Also, some parts of the study text indicate that the results are highly suspect and subject to large variations.

The study also found that the employer sponsored health insurance premium price changes would only affect small employers (100 employees or less) and the premium changes would only come from section 2701 requirements.  This is because they speculate that smaller and younger companies have younger employees who have been able to take advantage of the greater old to young ratio in premium prices allowed before ObamaCare and section 2701 requirements.  This would make those employers (only if they provide insurance for their employees) more likely to have increased premium prices after January 1, 2014.  The study also only speculates that any increase in the employers insurance costs would be passed on to their employees.

Additionally, these new requirements are only effective for employer health policies that are not grandfathered.  Grandfathered policies are any that existed on or before March 23, 2010.  So only new small businesses who provide employer sponsored health insurance and were created after March 23, 2010 should have been considered in the study.

However, the study indicates that 17 million individuals would be in this population.  This can be shown to be inaccurate by using the Business Dynamics Statistics data from the census.gov website.  One can see there that the maximum number of employees in new small businesses, using the largest employee population cited in a range for the category of small business created through all of 2010 and 2011 is about 2.3 million each year.  This calculates to 4.6 million employees.  Estimating a 20% increase year over year through 2013 adds another 6.2 million employees for a total population of 10.8 million.  This is a very high estimate since it would mean that nearly all of the increase in employment in the USA since 2010 has been from small business.   Prior government estimates of jobs created by small business is closer to 45% of the total.   A more reasonable population would be 5 million affected.  Still not a small number, but much smaller than the estimate of 17 million cited in the study.  (Even less than GOP led states have refused to provide expanded medicaid for.)

The study also speculates that about 35% of the population would receive reductions from their pre-ACA insurance premium costs.  The other 65% would receive increases that would put their 2014 premiums at about the average cost for health insurance prior to the ACA.

Additionally, the number affected is further trimmed down by the number of individuals who purchase health insurance from the ACA exchanges in their state.  The benefit is that many who earn less than 400% of the federal poverty level will receive federal tax reductions.  Hopefully, many of those people will take advantage of that and stop listening to misleading GOP rhetoric instructing them to avoid buying from the insurance exchanges.

Further the study stipulates that small businesses who currently provide health insurance may find it more advantageous for themselves and their employees to discontinue providing insurance and telling their employees to get their health insurance from the ACA state exchanges.  Again, Republican deception has made a large portion of America uncomfortable with ObamaCare, so it is not clear that employees would readily accept this idea.

The small business employer also has the option to utilize the small business health insurance exchange established by ObamaCare.  This option would allow the employer to continue providing insurance to its employees and be exempt from the section 2701 requirements.

Another option for the small business employer would be to self insure.  This would also allow them to provide insurance to their employees and be exempt from the section 2701 requirements.

The total number of employees affected by minor premium increases is likely to be less than 3 million and even that number depends on a lot of the variables mentioned which could make the number much smaller.  My suggestion for small business employees is to get your health insurance from the state exchanges.

Ultimately, if our Republican leaders would stop spreading misinformation and start to support ObamaCare, more people would benefit.  The federal government can be a valuable partner to business and individuals despite what radical GOP-ers want you to believe.







Monday, November 11, 2013

The real reason Republican leadership hates ObamaCare

The Affordable Care Act (which is now law) provides health insurance to nearly 30 million Americans who did not previously have it.  It requires health insurance companies to treat Americans fairly.  It mandates a set of health insurance standards to ensure that Americans understand the kind of coverage they are getting.  It eliminates "junk" insurance that does not truly provide helpful coverage.  It provides Americans with a known set of insurance coverages which they have the freedom to choose from.

The law provides subsidies to those families and individuals who could not otherwise afford sensible coverage.  It prevents insurance companies from denying insurance for individuals with pre-existing conditions.  It prevents insurance companies from dropping individuals when their illness becomes too costly to the insurance company.  It provides women with free preventive care for such things as PAP smears.  It allows children to remain on their parent's insurance policy until they are 26 years old.  It eliminates lifetime caps and ensures Americans can remain insured during catastrophic illnesses.  It provides for rebates to insured Americans if their insurance company charges more than 20% of their premium price for management and administrative costs.

The Congressional Budget Office has indicated that the Affordable Care Law will return money to
the economy.  They found that repealing the law would increase the deficit by 108 billion over 10 years.  It has been estimated that the increase in the number of patients will add a windfall of profits to doctors, hospitals and medical device manufacturers.  That profit is estimated to be so high, that most medical device manufacturers have agreed to pay the government back over 80 billion dollars in ten years.  The rise in the patient population is said to be good for jobs.

Where expanded medicaid is implemented in the states, it will cover the very poor and improve state economies not only by preventing costly emergency room visits by the uninsured, but also by providing states with 100% of the cost involved in implementing it in the first three years and 90% of the cost in all future years.

The well being and pursuit of happiness of Americans that is guaranteed by our constitution will improve for millions and millions of Americans because of the law.  So what is the real reason that Republican leadership hates it?

We have heard Republican complaints that people will lose their jobs, businesses will  reduce full time employees and death panels led by the Obama administration will decide who lives and dies because of the law.  Is any of it true or is it just more Republican fear mongering?  You can rest assured that none of it is true and it is just more Republican fear mongering.

Fox news has assisted in this fear mongering by inviting a few guests who have misrepresented their situations so as to appear affected by the law, but when investigated by outside impartial observers, have been found to be mistaken.  Fox news' Sean Hannity has had several staged shows where his invited "audience" of Fox news reporters make stuff up to continue the lie that ObamaCare is the worst thing ever.

We know that Republicans hate ObamaCare.  They have proven it over 40 times when they have wasted taxpayer money to try to repeal it unsuccessfully.  Ted Cruz, that Canadian born Tea Party Senator, has even given a performance in a "filibuster of nothingness" to show his determination that ObamaCare is bad.  He's made millions by conning the American public to support his efforts with contributions in television ads.

So lets get down to it.  The real reason Republican leaders hate ObamaCare has a lot to do with Republican leadership's commitment to a decision they made as a group while President Obama was being inaugurated in 2009.  They all agreed to make the President ineffective in any way they could.  During his first term, Mitch McConnell publicly announced that their most important goal was to make Obama a one term President.

Failing that, they continued to support their goal that this President's legacy will show that he accomplished nothing during his terms in office.  Republicans in Congress have used their power of filibuster, obstruction and majority rule in the House to prevent passage of everything proposed by the Democrats and the President.  The 112th and 113th Congresses, both of which have had Republicans controlling the House, have been the least effective in the history of the United States, passing no substantial legislation in either session.  But that is their goal and they are accomplishing it very effectively, regardless of the impact it has on America.

They are hopeful that when time passes and the memory of their personal acts of destruction to America are forgotten, what history will record is that the first black American President could not accomplish anything.  They are counting on the fading memories of Americans who know about their actions and the ones who don't know the difference in the legislative branch and the executive branch, to wrongly see the President as ineffective.  Their hope is to never allow a black Democrat to become elected President again.  Somehow, their perverse and some would say, bigoted ideas about this appear to them to be the thing that returns public opinion and favoritism to Republican candidates for the office.

The one thing that saves President Obama from this is ObamaCare and Republicans hate that fact.  They hate that all of their efforts may be for nothing unless this ObamaCare law is erased from history.  And so it has become the most important thing that Republicans can target in order to accomplish their goal.

Americans must begin to see the truth about ObamaCare.  They must see the lies coming from the Republican party.  Any party that is willing to take such devious actions and sacrifice Americans to carry out their partisan goals does not deserve to be in office.

Your vote is the key to returning decency to government.  I urge you to vote Democrat in all elections.  

Friday, September 20, 2013

Ayn Rand would be proud of her Republican minions

Ayn Rand
Republicans in the House of Representatives have shown America yet again how they worship the teachings of Ayn Rand.  On Thursday this week, they introduced a bill to cut $40 billion from the food stamp program.

Although Ayn Rand is dead, her philosophies and narrow understanding of life are promoted today by organizations that target the youth of America.

Taking lessons from the Nazi party, the Ayn Rand Institute and Objective Academic Center, both mass media organizations that spread Ayn Rand's ideas, attempt to plant the seed of societal discontent into the malleable minds of children.  Their intention is to create an army of brain-washed individuals who will give credence to Ayn Rand's teachings and may one day influence American society to accept and conform to Ayn Rand's teachings.

We saw an example of how effective this method is when Congressman Paul Ryan, who himself was introduced to Ayn Rand's philosophy as a child, mentioned her teachings as the guidance he used to
Paul Ryan's Budget
create the Ryan budget.  The Ryan budget strips funding for social welfare programs and instead funds  corporate welfare.  This is in line with Ayn Rand's teachings of survival of the fittest, where the rich deserve entitlements while the poor must be punished for their poverty.  

Republicans had the opportunity to introduce this food stamp bill because they separated it from the Farm Bill, which has historically been paired with the food stamp program.  The farm part of the farm bill was passed and offered $80 billion in government subsidies and insurance protections to wealthy farmers.  The food stamp program was separated from the farm bill because Republicans were not satisfied with the $4 billion in food stamp cuts the Democrats offered.

The Supplemental Nutrition Assistance Program (SNAP) assists people in poverty temporarily by providing food stamps which are used for groceries.  Thursday's vote, which had no Democrat supporters, would strip $40 billion over ten years from the food stamp program.  It is estimated that this would cut up to 3.8 million people from the program.    About 75% of SNAP benefits are received by families with  children.  Sixteen percent of recipients are disabled.  Nine percent of recipients are the elderly.  It is estimated that only about 67% of the people eligible for food stamps actually participate in the program, so it is possible that even more food stamps might be needed if some families were placed into a little more financial stress.  This is not the time to be reducing SNAP benefits.

Republicans only publicly admitted reason they needed this huge cut was to eliminate fraud from the
Eric Cantor
program.  The "welfare queen" concept invented by an exaggeration of Ronald Reagan over 30 years ago is still a large part of the Republican mind set.  Eric Cantor explained in typical "out-of-touch" Republican style, that no one would be denied food stamps if they got a job.  This really missed the point.  Not only is there already a work requirement to the food stamp program which most families receiving aid are already compliant with, but the largest number of food stamp recipients are children, the handicapped and the elderly.  And this doesn't even consider that there is only 1 job for every three job seekers in today's economy.

It has been estimated that there may be about $750 million or 1% of operating costs in food stamp fraud each year.  So why would Republicans want to cut $4 billion a year out of the program?   Because the poor do not vote Republican.  Why would Republicans continue to give wealthy corporate farmers government assistance when they take it away from the really needy?  My guess is because Ayn Rand taught them that people are only as valuable and deserving as they are rich.

It is remarkable how closely Republican actions mimic the teaching of Ayn Rand.  From hating government to hating the poor, it appears that the Hitler youth of the Ayn Rand generation have grown up and infiltrated American government.  Ayn Rand's socially unjust philosophies hide beneath the idea of capitalism.  She is advocating anti-Christian and hateful actions by giving permission and excuses for them if you believe in capitalism.

While there is nothing wrong with capitalism as an economic policy, there is certainly something wrong when you partner it with hate, lack of compassion, unjust rewards and unjust punishments.  That is what is wrong with Ayn Rand's teachings and appears to also be what is wrong with Republicanism today.

It is unlikely that this SNAP bill will be approved by the Senate since Democrats are in the majority there, but once again it gives evidence of the true nature of Republicans in Congress.   Hopefully you are beginning to see the sense of voting these demons out of office.





Wednesday, September 18, 2013

How Republicans will give Obama carte-blanche in his last two years as President

United we stand.  Divided we fall.

The absurdity that is running amuck in Congress is destined to stop soon.  This is not just wishful thinking.  I say this with  complete confidence.   Republicans in Congress will take the lead in ending their own misery with two last desperate actions to win favor with their wealthy constituents while betraying the rest of us, and this will signal the end.

Within the Republican party, members of the Tea Party caucus are deliberately choosing to end our government.  They have shown that they do not have a desire to compromise, do not want to create useful legislation and are even willing to cause an economic crisis if they don't get their way.  They have split their own party.  Tea Party leaders such as Canadian born Ted Cruz and his Cuban born father are leading simple-minded Tea Party members astray.
Ted Cruz

They claim that the Affordable Care Act (ObamaCare) is the single most injurious program in the history of the world and must be stopped.  They blame the actions of unethical business owners, such as reducing full time employee hiring and cutting hours to avoid having to provide insurance to their employees, on Obama.  They asked for concessions to allow one more year for business owners to conform to healthcare regulations and requested exemption from the business mandated penalties and got them from Obama.  Now they claim that Obama is helping big business but denies the same exemption for individuals.  Politics and truth seem to be unfamiliar partners in Republican circles.

The first desperate action that Republicans will take is to offer a much monetarily reduced continuing resolution to keep the government running but will attach an amendment to defund ObamaCare.  This will pass the House but fail in the Senate.  After this useless legislation delay, Republicans will allow the government to shut down long enough to make the debt ceiling the next issue they can use as leverage to defund Obama Care.  Typically, they take actions that will hurt many Americans with the
aloof disregard of sociopaths.  

When it becomes painfully obvious that Republicans are hurting their own constituents with the government shut down, they will eventually pass a continuing resolution to fund the government.  You can bet that it will continue to contain articles to attack some aspect of Obama Care which Democrats may allow in order to continue governing.  My guess is that they will first propose a year exemption from the individual mandate penalty that will not be approved.  Then they will attach a demand for reduced employer contributions to the employee insurance premium.  That or something like it will probably pass.

With the government back in operation, a week or so later, Republicans will use the threat of not passing the debt ceiling as another attack on defunding ObamaCare.  Most members of Congress know that increasing the debt ceiling is needed in order to pay for debt obligations already made by Congress.  The last time increasing the debt ceiling was rejected by Republicans, America's credit rating dropped and the interest rate charged increased.  Increasing the interest on trillions of dollars in loans makes for a huge increase in our deficit.  Republicans never seem to remember how much they are personally responsible for "Obama's" deficit.

This time there will be no compromise and America will go into default on its loans for some period of time.  Then it will be a race to see which side will give in first.  Because of our already tight monetary policy, the economic health of America is sure to be hurt.  Federal Reserve Chair Bernanke has described this as a recession inducing action.  

If it appears that there is no compromise in sight, stocks will be affected and Americans 401K's will
Crash of 2013?
lose tremendous value.  Retirees can expect that their incomes from investments will be slashed and their standard of living will be drastically reduced.  The wealthy will remove their cash from the stock market and place it into tax sheltered off-shore accounts.  This will pull the market down even more.  A middle-class financial crisis could become the most severe in history and will signal the end of the middle-class in America.  When the middle-class is gone, business will be affected and the entire economic structure of the United States could undergo the greatest depression in our history.

Because of the potential economic damage to America and the world, I have to believe that Republicans will give up on their insistence to defund ObamaCare and pass the increase in the debt ceiling, especially when they realize that the world will see them as the cause of a world-wide depression.

But some damage will be done to the economy because Republicans won't give up their senseless acts of desperation in short order.  Because this will hurt their own wealthy Wall Street constituents, the Tea Party Republicans will be stifled and healthier Republican minds will prevail.

The future may bring civility back to governing.

Remember the next month when you are voting for your Congressmen in the 2014 mid-term elections.  Let's hope righteousness is a powerful enough ideal and pervasive enough in our voting public to overcome the evil that seems to have invaded Republican politics.

Your vote is the key.

Thursday, July 25, 2013

Legal action against Congressional Republicans is overdue

They wanted to make him a one term President.  In a clandestine  meeting they conspired to block every piece of legislation that supported his policies so he would be ineffective as a President.  They lied about his intentions during the 2012 Presidential campaign.  They continually lie about the Affordable Care Act and have voted to repeal it 37 times.  They have even voted against their own legislation when it is clear that Obama supports it.

The obstruction happening in Congress is solely due to Republicans who hate Obama more than they love America.  The most frustrating thing is that not all of America is as angry at Republicans as Republicans in Congress are with President Obama.

Because this Republican obstruction is a conspiracy that is intentionally designed to be destructive to America, Republicans in Congress are guilty of the crimes of "Conspiracy to Obstruct"  and "Conspiracy to Defraud."

The following is the legal explanation of "Conspiracy to Obstruct" (18 U.S.C. 371).

If two or more persons conspire either to commit any offense against the United States or to defraud the United States, or any agency thereof in any manner or for any purpose, and one or more of such persons do any act to effect the object of the conspiracy, each shall be fined under this title or imprisoned not more than five years, or both.

The following is the legal explanation of "Conspiracy to Defraud" 

Section 371 contains both a general conspiracy prohibition and a specific obstruction conspiracy prohibition in the form of a conspiracy to defraud proscription. The elements of conspiracy to defraud the United States are: (1) an agreement of two more individuals; (2) to defraud the United States; and (3) an overt act by one of conspirators in furtherance of the scheme.  The "fraud covered by the statute ‘reaches any conspiracy for the purpose of impairing, obstructing or defeating the lawful functions of any department of Government” by “deceit, craft or trickery, or at least by means that are dishonest.” The scheme may be designed to deprive the United States of money or property, but it need not be so; a plot calculated to frustrate the functions of a governmental entity will suffice.

Debt ceiling discussions are coming up again in the fall.  Raising the debt ceiling is necessary to allow America to pay debts that Congress has already made.  Republicans have already threatened to use the debt ceiling as leverage to get the administration to repeal the Affordable Care Act.  Federal Reserve Chairman, Ben Bernanke and other financial experts have indicated to Congress, that blocking the debt ceiling increase will lead to a serious recession.

If Republicans go ahead with this threat it will do severe damage to the United States economy with their full approval.  This is more than ordinary politics.  It is akin to a terrorist threat that means to do harm to America.

If Republicans block debt ceiling increases, Attorney General Eric Holder would be correct to bring them up on criminal charges.  Republicans in Congress have so far escaped legal action for their conspiracy against the United States, but they are no longer legitimate politicians.  If they place America into default on its debts they have entered into the realm of disobedience to law and deserve to be held accountable.  

The chances of legal action against them are slim but you can do something about them.  Write them, call them and tell others how you feel about their actions.  Doing this now may help avoid disaster.  Don't wait until it's too late and you are personally affected by their actions.

At the very least, please vote them out of office in the 2014 mid-term elections and help get government working for all the people and not against them.

Thursday, July 18, 2013

Are unions really the bad guys?

Allow no compromise!
The longer I live in America the more I realize that politicians like to take sides.  It seems the culture is one where there are winners and losers but very few opponents, at least in modern day politics, who share success.

Look at Congressional Democrats and Republicans.  They have lost the ability to compromise on most everything.  It takes extreme measures to come to agreement.  Each party is at opposite sides of the political spectrum.   There are very few moderates who can empathize with the other side.  Progress in Washington has become stuck in needless competition for the most political points at the expense of America.  Anything is possible and it seems the important thing to most politicians is to propel their party to success in upcoming elections.  Deceiving the public is no exception.

Republicans stand with the wealthy.  Democrats stand with the middle class and poor.  Republicans support management.  Democrats support workers.  Republicans support a right to life.  Democrats support freedom of choice.  Republicans stand with the NRA.  Democrats want to protect families from gun violence.  Republicans want to end the National Labor Relations Board while Democrats support it as the only means left for American worker's grievances to be heard.  Democrats introduced worker union protections with the Wagner Act.  Republicans reduced worker union protections with the Taft-Hartley Act.

Senator Rand Paul
Today I received a mailing from Rand Paul asking me to petition my Senators, Congressmen, John Boehner and Mitch McConnell to support the National Right to Work Act because (and I quote) "union lobbyists, Harry Reid, Nancy Pelosi and their allies are going to use every trick in the book to bury the National Right to Work Act."

Sounds very serious.  Why would the Democrats want to prevent someone from having a right to work?

As I read further into the mailing I soon realized that the real trickster was Rand Paul.  The name of the Act is a misnomer.  The Act deceives the American public into thinking that unions make people pay to work, when its real intention is to weaken employee protections by the further erosion of union membership.  Republicans in government hate unions and since Ronald Reagan have successfully hoodwinked the American public into believing they are the bad guys causing lots of problems with the economy.  Republicans hate of unions rises from the fact that unions protect the labor force.  Labor is a cost to business owners and Republicans in Congress represent business owners.

The Wagner Act became law in 1935.  It established the National Labor Relations Board and legally established the right to organize unions.  Unions were established by Congress as an employee protection against existing unfair practices by their employers.  These practices included such things as harsh working conditions, long hours, low pay, unsafe working conditions, workplace health risks and child labor.  These things really happened and at one time Congress sought to protect American workers from it.  In fact if you don't think it can ever happen again, just look at current working conditions in  factories in China, Bangladesh and India which are used by American manufacturers.  American CEOs are still looking for the cheapest labor and least government labor regulations in order to decrease costs so executive management can profit more.  There is no concern for the safety of employees in those countries and American CEO's know it.

Then in 1946 Republicans won both the Senate and the House.   They acted quickly to reduce employee union membership and further erode the unified voice that American workers had by passing the Taft-Hartley Act in 1947 over President Truman's veto.  This act banned "closed union shops" and encouraged "right to work" laws.  The act gave management new weapons while restricting union activities.

Now just based on those two historical events, the reader should understand that Republicans support the management side of the equation and Democrats support the employee.  For Rand Paul to attempt to make people believe anything else is dishonest.  Any labor act introduced by Republicans will only reduce employee benefits in order to protect wealthy business owners.

Yet Rand Paul wants workers to believe that unions are greedy self-interested groups of mobsters and union dues bankroll tax-and-spend politicians and fund a "limousine lifestyle" for union "bigwigs."  How deceitful!

Rand Paul's Act proposes amending the NLR Act (National Labor Relations Act, a.k.a. Wagner Act)  and the Railway Labor Act in several places.  All amendments would change the current law with the major intention of reducing union membership by making it possible for non-union members to be hired in a union shop.  These non-union members would not pay union dues and still work under contracts negotiated by the existing union.  Paul's Act would allow all states to decide whether they should be pro-labor union or anti-labor union.

Senator Paul uses reverse psychology to make current law sound as though it takes something away from employees since their right to represent themselves to management is not present in current law.  This is completely opposite of the purpose of the law and unions themselves.  Employees could not protect themselves from employers in the first place and that is why unions were allowed by law.  Union negotiations and union actions are made much less successful when a large number of employees in a union shop do not belong to the union.  The protections of workers is seriously reduced as a result.

Senator Paul also believes that most workers would be better off if they do not have to pay union dues.  As he puts it workers are forced to pay union dues to keep their jobs.  Apparently he believes having the few dollars more in a paycheck that union dues would represent is better than having union protections for the average worker.

So what evidence do we have that workers in anti-labor union states are better off than pro-labor union states?   How do the anti-labor union "right to work" (RTW) states fair in comparison to pro-labor union states?

Anti-labor union states
The states where Republican legislatures have passed RTW laws is shown in the map and are shaded with greenish color.

RTW anti-labor union states on average have a 3.2% lower wage than pro-labor union states.  Because wages are lower, some manufacturers are moving their operations to the RTW anti-labor union states and so the statistic sometimes quoted by RTW states is that business is increasing its presence in their states.  Do you think the move to RTW states by business is due to more protections for that state's workers?  Or could it be some other reason, like reduced labor costs?  The AFL-CIO says that wages in RTW states are about $5600/year less than pro-labor union states.

Employers that have health insurance plans is about 2.6% lower in the RTW states and amounts to about two million less workers covered by health insurance nationally.  Employer sponsored pensions are about 4.8% lower in RTW states.  If workers in pro-labor union states were to receive pensions at this lower rate, 3.8 million fewer workers nationally would have pensions.

Republicans have been working for decades to erode labor laws so that their constituents, big business executives, can increase their share of the wealth in the United States.  They are not doing it for the protection of the labor force and don't let them tell you differently.

UPDATE: As with a lot of their policies, despite their phony rhetoric about saving America, there is an ulterior motive for Republicans desire to remove Unions from America.  Unions are the greatest political lobbying groups that working class Americans have against the vast array of conservative lobbyist groups.  Unions represent working class Americans.  By removing Unions, Republicans are removing all of their competition from the political money arena.   Especially with the Citizens United decision that gave big money the ability to buy politicians, this makes a huge difference in elections and increases the chances that Republicans will get elected.  This is not a coincidence.


Wednesday, July 17, 2013

Fed Chairman Bernanke's report to Congress

Ben Bernanke
Federal Reserve Chairman Ben Bernanke met today with Congressional leaders of the Financial Services Committee to report on the Federal Reserve's take on the state of the economy and Federal Reserve actions in that regard.

In an introductory statement Mr. Bernanke made it clear that the fiscal policy that legislators have chosen to take has been a detriment to the economic recovery.  In an effort to acknowledge the impact that a dysfunctional Congress has on the economy, he highlighted that tight fiscal policy will restrain economic growth.  He warned that political fights over raising the debt ceiling as has happened in the past would hamper the recovery.  Although a few of the Congressmen on the committee appeared to understand the importance Congress has in assisting in the recovery, it is still to be seen if Congressional Republicans take this guidance into consideration as they enter discussions about raising the debt ceiling, ending sequester or resurrecting the American Jobs Act.

Bernanke believes the economy is recovering at a moderate pace.  He cited the improvements in the housing market as contributing to economic gains and predicted this would continue to improve notwithstanding recent mortgage interest gains.

He believes the labor market is improving gradually and contributed a 0.1% drop in the unemployment rate to the Fed's policies of buying assets.  He admits that job growth has a long way to go to be considered satisfactory.  As I have stated in previous blogs, I question the impact that buying assets really has on the job market especially because it does nothing to increase demand for products and services.  It does have an important impact on the stock market as we have seen investors sell off stocks and bonds when Bernanke hinted that the asset purchase program was going to be discontinued.

Understanding the emotional nature of the stock market, Bernanke was careful not to repeat the mistake of hinting at a change in the asset program at the committee meeting.  He emphatically stated that the current asset purchase program will continue and monetary policy will be "accommodative" for the foreseeable future.  As of noon today the US markets appeared to be unaffected by Bernanke's comments.

In order to help prevent another Bush era financial collapse of the big banks, Fed policy is to prevent  collapse by increasing the requirement for cash reserves under what is called Basel III capital reforms.

 In summary, Bernanke explained three mechanisms that the Fed is using to support economic growth.  These are mortgage asset purchases, forward guidance on Fed plans for the federal fund rate target and Basel III capital reforms.

Based on the comments at the committee meeting, it appears obvious that the Fed needs a lot of help from Congress to revitalize the economy.  Bernanke's warning about Congressional actions around fiscal policy may have been his cry for help.






Saturday, June 29, 2013

Issa committee is still wasting time and taxpayer money on the IRS non-scandal

Darrell Issa
Still wasting time and taxpayers money on the IRS non-scandal, Darrel Issa is attempting to redefine the fifth amendment for one last chance to find something to pin on someone.

On June 28th, the House Committee on Oversight and Government Reform met to hold a markup session of a resolution that Lois Lerner waived her Fifth Amendment privilege against self-incrimination when she made a voluntary opening statement at the May 22, 2013 full Committee hearing entitled "The IRS: Targeting Americans for Their Political Beliefs"

Just as an aside, doesn't the committee hearing's name give you the idea that Issa and his gang of numb-skulls have a pre-formed prejudicial view of the IRS that they are trying to impose on the rest of America?  I can't say that they are jumping to conclusions, but Republicans really have a knack for making our government appear to be the enemy.

Be it resolved then, that the Committee on Oversight and Government Reform have hereby found new interpretations to the intent of the Fifth Amendment.  I guess they read between the lines of the text of the amendment.

Let's see if you can find the same interpretation by reading the actual text of the amendment that follows.

"No person shall be held to answer for a capital, or otherwise infamous crime, unless on a presentment or indictment of a grand jury, except in cases arising in the land or naval forces, or in the militia, when in actual service in time of war or public danger; nor shall any person be subject for the same offense to be twice put in jeopardy of life or limb; nor shall be compelled in any criminal case to be a witness against himself, nor be deprived of life, liberty, or property, without due process of law; nor shall private property be taken for public use, without just compensation."


There are many rights stated in the amendment.  Did you find the hidden meaning that the Committee found?  If you did, then "taking the fifth" may mean something entirely different to you and may have more to do with imbibing a certain size of alcoholic spirits than constitutional law.

There is nothing in the amendment that indicates a person forfeits their fifth amendment right protecting them from being compelled to be a witness against themselves if they say anything in defense of themselves first.  

The simple truth is that Issa, frustrated that this attempt at a Republican generated conspiracy theory did not lead directly to the President's door, is trying to find some way of making his Committee's efforts appear something more than a waste of time.  

But they have been nothing more. 


Sunday, May 26, 2013

A Republican to English dictionary

Although born and raised in the United States, my father, who passed away in his old age a few years ago, was not really good with the English language.  Sometimes he used words that he made up in conversation that sounded like words that they really weren't.  My kids were often confused by their "Papa", as they used to call him, and I would joke with them that maybe we needed to get a Papa- to-English dictionary.

Because of their support for policies which Republicans stand for, most of which go against their best interest, middle-class Republicans may be well served if they had a Republican-to-English dictionary.  Perhaps that way they could better understand that their welfare is not of concern when it comes to modern Republican politics.

Here are a few examples of statements we have heard our Republican leaders talk about.  I have given some assistance to the American voter by attempting to identify the true meaning of these words in plain English.

"Jobs, Jobs Jobs": Cheap foreign labor for America's Corporations.  

"Support for our troops": Increasing government funding of defense contractors.

"Reducing the deficit":  Protecting the 1% by taking revenue off the table, increasing military budgets to protect defense contractors and only calling for government spending reductions in programs for the poor, women, children, the elderly, students, the handicapped, military veterans and the unemployed.

"Smaller Government": 1. Eliminating government protections of it citizens in regards to regulations on business so that big business can operate with a free hand to decrease costs involved with making a safe product, protecting the environment, giving fair wages, creating a safe work environment, treating workers fairly and otherwise operating responsibly.  2. Reducing government spending by eliminating public service jobs such as teachers, police, fire-fighters and government workers and rejecting the American Jobs Act that would have improved the infrastructure of roads, bridges, schools, etc. 

"2nd Amendment rights": Returning the favor for NRA lobbyist money and preserving the market and demand for weapon manufacturers regardless of the wishes of the majority of Americans for stronger gun laws.

"Obama-Care": Originally a Republican introduced derogatory term for the Affordable Care Act which later became adopted as a catch-phrase by President Obama.  Republican intent is to put fear into American citizens and protect big insurance corporations from the effects of treating American citizens with fairer insurance rules and charging costs that would benefit the citizen.  Most of the effort of the Republicans in the 113th Congress has been in attempting to repeal Obama-Care law 37 times as of this date.

"Sequester": A Republican plan since 2010 to reduce the size of government in a way that would protect the wealthy and would otherwise never be possible by normal legislative proceedings.

"Filibuster": The cornerstone of Republican obstructionism used to prevent problem resolution, slow down progress on legislation and block President Obama's appointees and ideas that support middle-class Americans.

"Balanced Budget": A financial plan that reduces spending on useful government programs such as medicare, medicaid, the social safety net and social security which must not be balanced by any increase in revenue, especially by increased taxes on the wealthy or corporations. 

"501(c)4": Republican worked loophole in the IRS regulations that permits a political action committee to receive donations that are exempt from federal taxes and then to complain when the IRS workers request information that may prove they are political action committees.  The 501(c)4 is supposed to be for non-political social organizations.

"Stimulus package": Another name for the American Recovery and Reinvestment Act.  An act carried out by the Democrats and President Obama that saved the country from financial collapse.  Republicans voted against the stimulus package.

"Voter ID": An attempt to reduce access to voting by members of the citizenry who would not vote Republican in elections.  This action as well as closing down voting precincts and voting hours were used by Republican state legislatures as a strategy in the 2012 elections.

Republicans have proven that they do not represent the middle-class or the poor.  If you are in one of these groups and you vote Republican, I would be interested in knowing why you would vote that way.

If you have any other definitions, please feel free to add a comment.  I'll add the best one's to my collection.

Sunday, March 31, 2013

Easter thoughts: Christianity and Republican politics

Jesus ascends into Heaven
Happy Easter to my Christian friends and family.  Christians across the world celebrate Easter Sunday in memory of the life of Jesus Christ and His ascension into Heaven.  It was the culmination of the actions of Jesus' entire life that led Him to the cross and eventually brought Him to His holy Father.

Jesus' ultimate sacrifice was done knowing that He would die.   Although He was a man of peace, His teachings were seen as quite belligerent by some members of society at the time.  It is useful to review some of those teachings if we are to learn from history.  Here I would like to compare those teachings to the current Republican party thinking to shed some light on how religion has been used to capture votes from unsuspecting middle class Christians.

Although stories of Jesus' performance of miracles abound during His lifetime, in this dissertation I would like to focus only on Jesus' philosophical views as a human.

Crucifixion
We must begin this story at the end, with Jesus' self sacrificing nature and death.  He so loved the people of the world that he gave his life to help reform them.  He was a man that preached "love thy enemy" and "treat your neighbor as you would have them treat you."  He taught that bettering the world starts with each of us learning to love one another.

He defended the helpless and served them.  He taught that each human being is valuable and one's status in life does not make them any more or less valued than anyone else.  On occasion he taught us that love of money over people makes it more difficult to enter the gates of Heaven.  He said "It is easier to thread a camel through the eye of a needle, than for a rich man to enter the Kingdom of Heaven."  He reminds us in the parable of the rich fool that storing wealth for ourselves is offensive to God when some of that wealth could be used for the less fortunate.

Forgiven Prostitute
He did not love sin but helped sinners find a way out of their condition.  He did not forsake sinners as too unclean or too low to be helped.  He reminded a crowd of people who were ready to stone a young prostitute that they were probably no less guilty of their sins than the girl when he said "Let those among you who is without sin cast the first stone."  He washed the girl's feet before directing her to "go and sin no more."

Ultimately, the lesson is that Jesus overwhelmingly cherished people over worldly goods.  He  encourages people to raise their view of life beyond earthly possessions.  He asks people to believe in each other and support each other.  He directs us to help those less fortunate.  He reminds us that greed is offensive to God and can be detrimental to its possessors.

Let us turn now to Republican political policy.

Republicans have proclaimed themselves as the party of Christians, but do the current policies of the Republican Party seriously represent the teachings of Jesus?

We know that Paul Ryan believes in the anti-Christian policies of Ayn Rand which advocate that entitlements must go to the worthiest people and be denied to those less fortunate or those incapable of contributing to their own welfare.  Survival and advantages are only deserved by the fittest in society per Ayn Rand.  Ryan has admitted his strong acceptance of Ayn Rand's philosophy in public interviews.  His budget offerings that tear away the social safety net from the weakest of Americans gives evidence of his true beliefs.  His tax favoritism to the most fortunate among us show that he views money more favorably than the people in the lower classes of society.  All Republicans in Congress support this budget.  I think Jesus would have been furious with the Paul Ryan Republicans.

But that's not all of it.

Republicans have obstructed bills intended to help students with government money for Pell Grants.  They have opposed increasing the minimum wage.  They have refused to give women equal pay for equal work.  They have voted against aid to military veterans.  They would like to tear down social security and medicare which assists elderly Americans.  They believe that government efforts to help the defenseless should be reduced while government spending to give the wealthy special entitlements should be increased.  They have brought the government to a near shutdown.  They have brought us to the brink of default.  They held up disaster relief funding.  They have held up most of the provisions of the American Jobs Act.  They have prevented passing a violence against women act.  They held up middle class tax breaks insisting that they be tied to tax cuts for the wealthy.  They have stood in the way of gun safety legislation.  They are trying to tear down the consumer financial protection bureau.

Republican policies have been directed against the very essence of what Jesus firmly believed in...those less fortunate people who need our help.  Republican politicians are very anti-Christian indeed.








Wednesday, February 13, 2013

Rubio's response promotes Romney's policies as a winning approach even though America rejected it once already

Marco Rubio
Cloaked by a different look and different approach, Mitt Romney's policies don't sound any better when Marco Rubio espouses them.

In presenting the Republican response to the President's 2013 State of the Union address, Mr. Rubio had a difficult assignment.  In a nutshell, he had to convince the American people that the Republican approach to economic freedom, as framed by Mitt Romney, is better than the President's plan.

As with most Republicans, Rubio continues to believe that Republican policies are correct and fails to realize that the majority of Americans rejected those policies when they re-elected Barack Obama.   But you can't blame him for trying.  Or can you?

Rubio focused on big government not being the answer.  He claimed that increasing taxes and government spending are not the correct path.  He implied that the growth of government was President Obama's plan.  

Apparently, Rubio is not familiar with the fact that the size of government and the deficit has been reduced during the President's term.  He obviously is sticking by Republican claims that revenue is off the table during deficit talks, despite serious belief by economists that revenue increases must be had for the deficit to be brought under control.  He isn't listening to the President's talk about a balanced approach to deficit reduction.  He has not heard or does not believe that the President has already offered $2.7 trillion of the $4 trillion in cuts that economists believe necessary.

He claims that the opportunity to join the middle class comes from investing your own money to open a business.  By his definition, if you don't have the money, resources or ability to operate a business, then you don't belong in the middle class.  So I guess you are on your own because Rubio claims government help is not the way to the middle class.  He says this even though he received government loans to attend college, he has a government job that pays him $174,000 a year, he has government health care and a government retirement plan, his parents received social security and medicare helped his father die with dignity.  While he was alive, his father had opportunities to create and maintain his restaurant with the help of the government's small business administration.  This is so common of middle class Republicans who privately take from government programs while denigrating these government actions in public.  It must be impossible for a Republican to admit that the government might help anyone.

Rubio attempted to sway America away from the negative image that Democrats have painted of the Republican Party's allegiance to rich people by proclaiming that he (Rubio) still lives in a middle class neighborhood.  Could he have thought of anything else for a little more convincing argument?  No.

How many times did we hear Romney say he would cut Obama Care on his first day in office?  That wasn't enough for Rubio, because he essentially reiterated it by casting fear into the hearts of naive Americans who might believe him.  Let me paraphrase the Republican stand on the affordable health care law:  "Obama Care bad."  We've heard it all before and we rejected the idea when we rejected Romney.

It seemed apparent to me that Reince Pribus was still in control of the Republican party.  Mr Pribus was the architect of the Romney loss and is the newly re-elected Republican National Chairperson.  As Rubio mouthed policies that were exactly the same as those America rejected during the Romney campaign, I kept thinking "there you go again."  

Putting Rubio in front of the camera to represent Republicans is nothing more than a Republican tactic to improve public perception of the party.  We are seeing the repackaging of the Republican party where a softer, gentler party is presented, however Republican policies have not changed at all.  





Saturday, February 02, 2013

McConnell partners with Crapo and other obstructionist Republican Senators hoping to flush CFPB down the toilet

Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (CFPB) was created as a new government bureau in 2010 and is tasked with the important role of enforcing laws in the financial industry.  Its founding is the recommended cure for the recklessness in the financial industry that caused the financial disaster of 2008.  Its enactment is legislated through the Dodd-Frank Act.

Crapo (rear) and McConnell
It appears that the Republican obstructionists in Congress do not believe that they have demonstrated well enough their lack of support for the American consumer.  Led by Mitch McConnell and Mike Crapo (pronounced cray-po), forty-three Republican Senators have signed a letter to President Obama indicating that they will not approve Richard Cordray as the Consumer Financial Protection Bureau's Director unless their demands are met.  (Sounds like something a terrorist group might say.)  According to Senator Crapo, it is not Richard Cordray that they oppose, it is the Consumer Financial Protection Bureau (CFPB) in general.

This same scenario happened last year.  The Republicans blocked Richard Cordray so the new Bureau operated without a Director.  But the bureau has no enforcement power under the Dodd-Frank Act unless it has a Director.  So  President Obama assigned Richard Cordray as Director once again, but this time while the Senate was in recess.

A President is constitutionally entitled to make such recess appointments and many of both Parties have done so in the past.  The controversy this time is about the Republicans claim that they were really working and in session at the time of the appointment.  To prevent President Obama from making this appointment, on their way out the door for intersession vacation, Republicans indicated that they were in a "pro-forma" session.  That supposedly means that they are in session and working so they must approve Presidential appointments.  But no one was present or working in the Senate.  It was simply a tactic that Republicans used to block the President's constitutional authority.

In a similar case concerning the National Labor Relations Board appointments, the US District Court of Appeals for the District of Columbia Circuit ruled that the President can not be allowed to make a determination that the Senate is in recess because it could allow him to make recess appointments at any time.  It is my opinion that this decision proves our judicial system is fallible.  Perhaps they do not follow politics, but it should have been obvious or very easy to check that the Senate was in recess.  The mere statement of a "pro-forma" session does not make it so.  The court's decision actually gives license to another example of Republican obstruction tactics where the constitutional rights of a President can be blocked by intentionally lying about being in session.  The decision is expected to be reversed in future court appeals.

To be fair, Republicans have two major demands that would change the autonomous intent of the bureau.

First, they are demanding that the structure of the CFPB be changed.  They believe that there is too much power in the control of one person, namely the Director.  Republicans would prefer to see a board or commission in charge.  My guess is that the Republican's goal for the commission would be to staff it with the same financial experts who helped bring on the financial crises or at least staff it with people whose business interests conflict with the bureau's autonomous role.  Sort of like having gangsters run the Federal Bureau of Investigation.

Second, they want Congress to have oversight of the Bureau's budget.  They claim that the Director can tap into the Federal Reserve System to get any money he feels necessary at any time.  In actual fact however, the Director must submit a budget request to the Federal Reserve with justification and evidence of actuals from prior years.  Legislators have approved this procedure as acceptable when passing the Dodd-Frank Act.  In passing Dodd-Frank they have also approved a discretionary $200 million in Fed funds to be available if necessary, but that discretionary amount must be approved by the  Congressional appropriations process.  Perhaps Republicans don't like Dodd-Frank, but it is the law and they can't simply not abide by its rulings.

In summary, here is my assessment of the situation.  The Republicans do not disapprove of Richard Cordray, yet they are willing to reject him or anyone that the President selects so that they can accomplish their primary political goal of bending the structure of the CFPB into one that benefits their wealthy supporters instead of the American consumer.  I wouldn't expect anything less.





Friday, October 12, 2012

Dems get high on "smokin" Joe Biden (and that's no malarky)

Vice President Biden
President Obama owes Joe Biden a debt of gratitude tonight because the Vice President's performance in the Vice Presidential debate is sure to widen the gap in the polls between the President and Romney with the President soaring high.

Vice President Biden was fierce.  He never allowed Ryan to make inaccurate claims either about Republican plans or Democratic policies.  He even broke into Ryan's monologue on numerous  questions to call him out on his inaccuracies.  Vice President Biden spelled out the differences between Republican and Democratic policies on every topic presented by the moderator.  Some of those where the differences between the two men were greatest is described below.

He was able to remind viewers of Romney's flip-flops.  He reminded them of Romney's malevolence with 47% of Americans and Ryan's discontent with 30% of them.  He pointed out Romney's outrageous behavior in using the attack on the US embassy in Libya for political gain.  He reminded viewers that Democrats are the guardians of medicare and social security and asked them the question "Who would you trust to protect those institutions...the party that introduced and protected it since its inception or the Party that has been fighting against it since the beginning?"

About Iran, Ryan indicated that the administration's position is weak and giving mixed signals when we supposedly separate ourselves from Israel and say that all options are on the table.  He implied that because of that, Iran was working faster to make a nuclear bomb.  The Vice President challenged Ryan's attack on the administration's policies, showing that the sanctions against Iran are working and supported by our allies across the world.  He gave confidence that the intelligence being supplied to the government about Iran's capabilities with nuclear weapons was accurate and that the United States would never let Iran develop a nuclear bomb.

About the economy, Ryan repeated the claims that the President has had enough time to solve the problems and has not kept his promises of 6% unemployment.  He mislead the conversation by saying that the jobless rate was going in the wrong direction despite the fact that the Obama administration has seen a constant and steady increase in employment since the President took office.  The recent news of the lowest unemployment rate since 2008 did not seem to make an impression on Ryan, or he didn't believe it.  He gave no specifics on how a Romney Presidency would improve the jobs situation other than the empty promise encapsulated in Romney's speeches about reducing the tax burden on the job creators.  Biden noted that if they (Republicans) were in favor of improving the economy perhaps they should not stand in the way of the American Jobs Act offered by President Obama or perhaps they should allow the middle class tax break to go through without holding it hostage to a tax break for the wealthiest of Americans.

Viewers never got to understand the details of Romney's tax plan and supposed elimination of tax loopholes because Ryan could not give any solid examples.  He only stated that they had a framework of 20% across the board tax cuts.  We never got to see the math.

On defense spending, Ryan went on about proposed cuts by the Democrats that would weaken the military.  Vice President Biden made it clear that the joint chiefs of staff do not want or need the kind of military budget that Romney is proposing.  Further he made it clear that the cuts in military spending and other government budgets are required now as the result of an agreement that the Republicans wanted if the super committee could not agree on budget deductions being worked on earlier this year.

In a modified view of abortion, Ryan indicated that Romney would be against abortion except in cases of rape, incest or health of the mother.  These conditions were never part of Romney's recent policies and do not abide with the Republican platform.  Vice President Biden noted the change in policy and indicated that he agrees with the right to life on a personal level, but he would never impose his personal beliefs on others whose faith or beliefs may oppose his.  He reminded us that a Party's belief in that area should not violate existing laws or require the government to interfere with or control women's health issues. He added that a Romney Presidency would likely select Supreme court judges (two of whom may be retired during the next President's term) who would support Romney's view on abortion rights.  Romney has declared that he is going to defund Planned Parenthood and repeal Roe v Wade during his Presidency.

"Smokin" Joe Biden did the job that Obama needed him to do.  The bounce in election polls is sure to follow.  Way to go Joe!


Thursday, October 11, 2012

Before the VP debates: My assessment of how it will go

Remember the first Presidential debate?  President Obama was put into a state of shock by the abrupt policy changes Mitt Romney decided to take effect immediately as of that debate night.  The President failed to call Romney on these and because of that, led some uniformed voters to see Romney's enthusiastic lies as facts.  Even though the Republican Campaign Committee has taken much of what he said back, the President has paid for his failure to respond to Romney's claims by loss of support in the polls.

It appears that Romney's exaggerated policy changes were just another move in this "chess game" for  the Presidency.  Being so far behind in the polls and having had so much bad press about his actions, words and deeds in this campaign, my guess is that Romney's campaign decided that they had nothing to lose and everything to gain by lying to voters to soften Romney's conservative views and improve his appeal to undecided voters.  After all, you have to win the Presidency first before you can carry out your actual policies.

Ryan
Biden
Tonight Vice President Biden and Congressman Ryan are debating each other.  I have to cite some of the differences that I think will make the first VP debate more honest and a better read of actual stances of the two contestants that voters can use to compare them.

Even though they are offensive to many voters, Paul Ryan believes that his policies are correct.  Having a somewhat slanted view of reality based on his faith in Ayn Rand's teachings, Ryan strongly believes in survival of the fittest.  Bill Clinton has aptly named this the "you're on your own" policy.  This belief system leads to such Ryan policies as removing the social safety net from the least fortunate Americans by cutting budgets for those services.  It leads to his desire to change social security into a privatized business.  It leads to Ryan's policies to reduce Medicare to a voucher system.  At the same time, Ayn Rands anti-Christian dog-eat-dog teachings taught Ryan that the most fit and powerful should receive the entitlements in society.  This leads to his policies of reducing taxes on the very rich without consideration for how the shortfall in tax revenue will be made up, even if it means that the less fortunate will pay or lose out for it.  Ryan will not run away from those beliefs.  Unlike President Obama's debate, there will be no surprises for Vice President Biden.

Ayn Rand
Vice President Biden will have an excellent opportunity to show middle class Americans that Ryan-Romney policies will hurt them.  I believe he will enthusiastically cite specific examples of their differences.   

Vice President Biden should reassure Americans that the Democratic Party is the Party of the middle- class while emphasizing that Republicans are the Party of the wealthy.   He should expose the Republicans' true stance on social issues, women's issues, tax plans, jobs plan and military spending and the effects those will have on people and on the deficit.  He should never let any of Ryan's debate  attacks stand un-returned.  If he can do those things he should revive the support of America back to President Obama.  

This debate means a lot and could turn the tide of popular opinion back to Obama.   Perhaps you don't agree but I believe President Obama should get a huge bounce in the polls because of Vice President Biden's victory this night.